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“Cardholder” means a person whose name is in a Card Account and who’s answerable for all transactions and liabilities on the Card Account. It includes Primary and any Supplementary Cards. “Business Day” means a day on which the related workplace in BRAC Bank specified in the Application Form or via which the Card is provided or such different workplace as may be notified by BRAC Bank to the Cardholder, is open for regular business transactions. “Authorized Dealer” means an authorized supplier as outlined within the Foreign Exchange Regulations Act 1947 as amended every so often.

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The Cardholder agrees and confirms that every one the particulars submitted to BRAC Bank by the Cardholder for availing of the auto debit facility shall be correct and complete. BRAC Bank shall not be liable if the auto debit transaction is delayed or not effected in any respect for reasons of incomplete or incorrect info or for any reason in any way. The Cardholder additional agrees and undertakes to tell the Cardholder’s financial institution of the auto debit instructions issued in favor of BRAC Bank and not to close the stated bank account without the prior consent of BRAC Bank. Such directions can’t be withdrawn /cancelled except with the written consent of BRAC Bank. The stay chat is on the market even with out registration and one of many phone numbers is a toll-free line that can be utilized by both US gamers and internationals, which means you’ll be able to play the games while on the go.

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This might require the disclosure of information to a Bangladeshi or overseas governmental or regulatory authorities or to another individual we moderately think necessary for these functions. The Priority Pass card just isn’t a cost card nor it’s a proof of creditworthiness and makes an attempt to make use of it as such could represent fraud. Once a Balance Transfer has been made, the client has to proceed the stability transfer amount for no less than 6 months with BRAC Bank i.e., the client can not switch the balance to any other bank throughout the specified time period. If the cardholder misses to pay 4 consecutive EMI payments, the total amount shall be again converted into outstanding with common rate of interest. The cardholder should purchase Motorbikes with BRAC Bank Credit Card from any Motorbike Partner retailers and convert the transactions into Motorbike installment plan at 16% effective rate of interest each year.

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All entries in the Statement of Account shall be presumed correct except the Cardholder disputes such entries inside 30 days from the Statement of Account and proves such entry to be incorrect. If the disputed Card Transaction turns out to be genuine, the Cardholder shall pay the amount set out in the related Card Transaction together with any charges incurred by the Bank in the investigation of such disputed Card Transaction. If the Cardholder pays an amount less than the present stability of a selected month’s invoice assertion by the cost due date, interest might be accrued on the stability remaining after the Payment Due Date and shall be posted within the subsequent statement. A delayed or amended charge shall be processed to the Card Account inside 90 calendar days of the transaction date of the related transaction. The Card just isn’t transferrable and its usage is subject to the terms talked about herein and any additional situations stipulated by BRAC Bank Limited every so often. The Cardholder on no account whatsoever will allow the Card and/or PIN and/or CVC/CVV and/or OTP for use by another individual.

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In the occasion the same just isn’t received in a sealed envelope, the Cardholder shall contact a BRAC Bank branch or the BRAC Bank 24-Hour Call Center. The PIN offers access to the Card Account and the Cardholder accepts the solely real responsibility to be used, confidentiality and safety of the PIN, in addition to for all orders and information modifications entered into the Card Account utilizing such PIN. The Cardholder shall not document the PIN in any kind in order to facilitate the PIN coming to the information of a 3rd celebration. BRAC Bank is permitted by the Cardholder for finishing up transactions and instructions authenticated by the PIN and shall not revoke the identical.

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In the occasion of any quantity charged towards Priority Pass Lounge visits, which is due and payable by the shopper, the customer shall be liable to make the cost to the Bank regardless of whether or not the card has been closed for any reason in any respect. Cardholder can settle partial or full outstanding of other financial institution’s credit card via Balance Transfer. In such circumstances, the Bank shall be entitled to briefly suspend the utilization of the card till additional notice to the cardholder.

Maximum 95% of the available credit score limit may be availed for Balance Transfer. The Bank shall terminate the use of the card without discover upon the dying, bankruptcy or insolvency of the cardholder or when the whereabouts of the cardholder turn into unknown to the Bank because of any trigger attributable to the Bank. For cheque payment via Drop Box situated at various BRAC Bank branches, fee to be reflected on the subsequent working day. The facility of a Supplementary Card, is a particular facility at such fee/rate as could additionally be stipulated by BRAC Bank once in a while. The Bank will credit score the Cardholder’s Card account with the amount of any refund only upon receipt of a properly issued credit voucher from the service provider establishment.

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